Free POS — until you need to take a payment or file FBR.
Loyverse’s core is genuinely free, and that is a real strength. But in Pakistan a free register can’t accept a card, JazzCash, Easypaisa or Raast; can’t post an FBR invoice; can’t run a khata; and locks your sales history to the last 30 days. POS Line is built in and for Pakistan — those are the things it does on day one.
Competitor figures reflect Loyverse’s published plans and integrations as of 2026.
This is an honest comparison, not a takedown. Loyverse is a mature, well-loved, free core POS that thousands of small cafes and kiranas run worldwide — if all you need is an offline cash register, it is a fine place to start. The gap is geographic: Loyverse wasn’t built for Pakistan’s payment rails, tax authority or credit culture. POS Line was. Below is exactly where that difference shows up, with the places Loyverse still wins called out plainly near the end.
POS Line vs Loyverse POS, line by line.
The strongest differences sit at the top — the ones that decide whether you can actually run a Pakistani shop end to end on the software. We left pricing as a placeholder; our local plans aren’t public yet.
| Feature | POS Line | Loyverse POS |
|---|---|---|
| Local payment rails (JazzCash / Easypaisa / Raast QR) | Native JazzCash, Easypaisa and Raast QR plus split payment — the methods PK customers actually use, in-product. | None. Integrated card runs via SumUp / Zettle / Teya / Tyro / Smartpay / Yoco — none operate in Pakistan, so it is cash-only in practice. |
| FBR / PRAL digital invoicing (real-time IRN) | Native FBR PRAL POS integration — every invoice posted to IRIS with an IRN, no third-party bolt-on. | No FBR / PRAL integration and no IRN. |
| Khata / udhaar credit ledger | Built-in khata credit ledger inside the POS — the uniquely-Pakistani workflow most shopkeepers run their business on. | None. |
| Sales-history access | Full history retained — no 30-day window and no paywall to read your own past sales. | Free tier limited to ~30-day history; Unlimited Sales History is a paid USD add-on ($5 per store/mo, as of 2026). |
| Available in Pakistan (PKR billing, local onboarding) | Built in and for Pakistan with PKR billing and self-serve onboarding — no geo-block, no workarounds. | App works in PK, but billing/add-ons are USD-denominated and local payment processing is not supported. |
| Provincial sales tax (PRA / SRB / KPRA / BRA) | Provincial-tax-aware engine handling Pakistan’s multi-jurisdiction sales-tax reality out of the box. | Generic tax rates only — no PK provincial-jurisdiction handling. |
| WhatsApp-native commerce (the dominant PK channel) | Sits on a WhatsApp-native platform — AI replies, WhatsApp receipts, order webhooks and abandoned-cart in one stack. | Not WhatsApp-native. |
| WhatsApp receipts & customer re-engagement | Send receipts and re-engagement over WhatsApp where customers already are — higher open rates than print/email, with loyalty and abandoned-cart built in. | Print and email receipts only. |
| Offline-first with idempotent reconcile | Offline IndexedDB queue with idempotent reconcile — the kiosk keeps selling through outages and never double-posts on resync. | Works offline then syncs on reconnect — solid, but without idempotent dedupe guarantees on resync. |
| Unified storefront + POS + chat in one platform | One platform unifies storefront (Cart Line), kiosk (POS Line) and WhatsApp AI — cross-channel orders, returns and customers in one place. | POS only — no storefront or chat-commerce layer. |
| PK-tuned vertical kits (retail / restaurant / pharmacy / kirana / salon / electronics) | PK-tuned vertical kits with per-module pickable variants — FEFO/batch for pharmacy, QR-menu/recipe BOM for restaurant, serial trail for electronics. | Generic, not verticalised for Pakistani business types. |
| Localisation (Urdu, PK receipt formats) | PK-localised receipts and language, with WhatsApp receipt templates designed for Pakistani buyers. | Limited PK localisation. |
| AI layer (suggestions, fraud, OCR, conversational reports) | AI customer-suggest, fraud detection, image-to-product/OCR and conversational reports baked into the same WhatsApp-native stack. | Minimal AI tooling. |
| Total cost of ownership for a PK SMB | Transparent local pricing — see plans | Free core, but USD-denominated add-ons (Employee Management $25, Advanced Inventory $25, Unlimited Sales History $5 per store/mo, as of 2026) and no PK card rails to capture revenue. |
Where “free” quietly costs you a sale.
Each of these is something a Pakistani shop needs on a normal trading day — and each is missing from Loyverse’s stack, free tier or paid.
Payment rails Pakistanis actually use
POS Line takes JazzCash, Easypaisa and Raast QR natively, with split payment for the customer who pays half cash, half wallet. No external reader to import, no processor that skips Pakistan.
FBR PRAL invoicing, native
Every sale can be posted to FBR’s IRIS in real time with an IRN — no separate bolt-on module, no parallel software for the tax man. Built for Tier-1 retailers who have to file.
Khata / udhaar inside the till
The credit ledger most Pakistani shopkeepers run their business on lives inside the POS — record udhaar against a customer, settle it later, see balances at the counter.
Your full history, no paywall
POS Line keeps your sales history without a 30-day cliff. Look back at last Eid, last quarter, last year — without paying a USD add-on just to read your own data.
Where Loyverse still wins.
We won’t pretend these aren’t real. If they describe your shop, Loyverse may be the better call — and we’d rather you know that now.
- A genuinely free, mature core POS
Loyverse’s core apps — POS, Dashboard, KDS, Customer Display — are free worldwide with no time limit. That is a very low barrier to entry, and it is real.
- Clean, polished Android / iPad app
The app is well-designed and pleasant to use, with multi-store inventory, low-stock alerts, employee clock-in and permissions, loyalty, discounts and split checks out of the box.
- Proven offline-then-sync register
It works offline and syncs when the connection returns, and it has a long, global track record with small cafes and kiranas. As a dependable cash register, it is battle-tested.
- Kitchen display + customer display included
KDS and a customer-facing display ship in the free core — handy for cafes and quick-service spots that want those screens without paying extra.
The short version: if you need a free, clean, offline cash register and never touch FBR, local card rails or udhaar, Loyverse is excellent. The moment those enter the picture — and in Pakistan they almost always do — POS Line is the one that can actually do them.
The questions we hear most.
The core apps are free worldwide. The catch in Pakistan is that the free tier caps sales history at about 30 days (Unlimited Sales History is a paid USD add-on), and Loyverse’s integrated card payments run through processors — SumUp, Zettle, Teya, Tyro, Smartpay, Yoco — none of which operate in Pakistan. So a PK shop on Loyverse is effectively cash-only, with no in-app card, JazzCash, Easypaisa or Raast.
No. Loyverse has no FBR / PRAL digital-invoicing integration and does not issue an IRN. POS Line posts every invoice to FBR’s IRIS system natively, with no third-party bolt-on — which matters if you are a Tier-1 retailer who has to file.
Yes. POS Line has a built-in khata credit ledger inside the POS — the udhaar workflow most Pakistani shopkeepers actually run their business on. Loyverse has none.
Both work offline. Loyverse works offline then syncs on reconnect. POS Line uses an offline IndexedDB queue with idempotent reconcile, so the kiosk keeps selling through outages and the same sale never posts twice when the link comes back — even if the cashier hit charge again during the freeze.
Still weighing it up? Compare plans
Keep what’s free. Add what Pakistan needs.
Take JazzCash, Easypaisa and Raast at the counter. File FBR invoices as you sell. Run udhaar for your regulars. Send receipts over WhatsApp. All in one POS, priced in PKR.